Expense Manager – AI Budget Tracker - Privacy Policy

Privacy Policy

Last updated: April 2026

This Privacy Policy describes how your information is handled in the application Expense Manager – AI Budget Tracker.

1. Information We Collect

We respect your privacy. This app is designed to work primarily offline and does not require account creation.

  • Personal Data: We do not collect personal information such as name, email, or phone number.
  • Financial Data: All expenses, income, and financial data you enter are stored locally on your device.
  • Usage Data: We may collect limited anonymous data to improve app performance (if analytics is added in future).

2. AI Features

This app includes AI-powered features to help analyze your expenses and provide insights.

  • When you use AI features, your input may be sent securely to third-party AI services (such as OpenAI) for processing.
  • No personally identifiable information is intentionally collected or stored by us.
  • AI responses are generated automatically and may not always be accurate.

3. Data Storage

  • All your financial data is stored locally on your device.
  • We do not store your data on our servers.
  • If you uninstall the app, your data may be permanently deleted.

4. Permissions

The app may request the following permissions:

  • Microphone (Optional): Used only for voice-based expense entry.
  • Storage (Optional): For saving backups (if enabled in future updates).

We do NOT access SMS, contacts, or sensitive personal data.

5. Third-Party Services

The app may use third-party services:

  • AI APIs (e.g., OpenAI)
  • Future analytics or ads services (if added)

These services may process data according to their own privacy policies.

6. Data Security

We take reasonable steps to protect your data. However, since data is stored on your device, you are responsible for securing your device.

7. Children’s Privacy

This app is not intended for children under 13. We do not knowingly collect data from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be reflected on this page.

9. Contact Us

If you have any questions, contact us at:

Email: [email protected]